Purchase or Refinance with a FHA Loan.

Are you looking to purchase a home with little down payment? Or maybe refinance your mortgage but have a less than a perfect credit score?  An FHA loan could be the right option for you.

FHA loans are a popular choice for the first time home buyer. Mortgage Warehouse is approved to originate FHA mortgage loans. The FHA loan is a federal assistance mortgage loan that is insured against default by the Federal Housing Administration. FHA loans can only be issued by certain qualified lenders. Mortgage Warehouse has FHA direct endorsed (DE) underwriters on staff which allows us to make approval decisions and underwrite FHA mortgages in house. This gives us a tremendous customer service advantage over other companies that have to rely on 3rd party sponsors or HUD for FHA approval decisions.

Why choose a FHA mortgage loan?

  • Low fixed rates
  • Requires only a 3.5% down payment when purchasing a home
  • Down payment can be a gift
  • Allows home buyers with less than perfect credit to qualify
  • FHA loans have no penalty for early payoff
  • Streamline refinance options available

Start with a free pre-approval. You’ll be glad you did.

If you are a first time home buyer and looking to refinance with less than 20% equity in their home then the FHA loan might be the correct fit for you. It all starts with a free, no obligation pre-approval.

Ready to get started?

If this sounds right for you, we would love to speak with you. Contact us today to speak with one of our licensed, qualified mortgage professionals.