Buying a Home in Louisville

Louisville is known as the birthplace of bourbon and is responsible for 95% of the world’s supply of the whiskey declared by Congress in 1964 to be a “distinctive product of the United States.” But beyond the Kentucky Bourbon Trail, there are myriad reasons for buying a home in Louisville, Kentucky. Famous reasons, like being the home of the Kentucky Derby, headquarters of the Louisville Slugger baseball bat, and host of perennially top-rated college basketball teams. A plethora of public parks (some designed by Frederick Law Olmstead who is best known for creating New York’s Central Park), designation by Bon Appetit Magazine as one of America’s “foodiest” small towns, and toe-tapping Bluegrass music add to the appeal of buying a Louisville home.

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Financing your first Louisville home

Buying a Louisville home makes good economic sense as well. predicts home sales to increase in the Louisville area by more than 7% in 2022. With Louisville home inventory increasing, the housing market will remain competitive, especially for those of you looking to buy and finance your first Louisville home. Our knowledgeable and experienced Louisville mortgage lenders can help. Free credit checks and free, no-obligation pre-approvals allow you to begin your search for the perfect first home in Louisville with a pre-approval letter in hand, a valuable tool in the negotiating process. It shows sellers that you are a serious buyer. Our Louisville home mortgage counselors will discuss our many loan programs and help you determine which one is best for you.

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First-time home buyers in Louisville may prefer our popular No Closing Cost Loan or our Home Purchase Incentive Program where we can offer you a lender credit up to $8,000 to cover insurance, taxes, and/or closing costs when buying a Louisville home.

We can offer both buyer benefit programs that put money in your pocket because of our financial strength and acumen as a premier Louisville mortgage lender. We know the market, we know the business, and we know that makes us the best mortgage lender in the Louisville area.

We make buying a Louisville home easy

We process, underwrite, and fund your loan right here in Louisville at Mortgage Warehouse! We do not need third party approval for conventional loans, we approve and underwrite conventional mortgages in-house. We can do the same for an FHA mortgage for your Louisville home, as we have FHA direct endorsed (DE) underwriters on staff. We are also an approved originator of VA home loans in Louisville, so we can approve and underwrite VA loans in-house.

While the suburbs continue to remain popular, you may wish to buy a Louisville home may farther afield, in an agricultural area. If so, we have specialists on staff that can provide you a free consultation to see if you qualify for a USDA loan.

Wherever you choose to buy in the Louisville area, Mortgage Warehouse is there for you — with seasoned, knowledgeable Louisville real estate professionals offering the best mortgage solutions in Louisville.

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