Mike Roberts

Mike Roberts is a nationally recognized mortgage professional with over 25 years of experience and more than $1 billion in funded loans. As Executive Vice President of Mortgage Warehouse since 2007, Mike has played a pivotal role in establishing the company as a leader in mortgage pricing.

Mike’s expertise spans every facet of the mortgage process, including underwriting decisions, credit risk, rate lock strategies, valuations, and regulatory compliance. Few in the industry can match his level of technical knowledge, strategic insight, and ability to negotiate with large financial institutions in even the most complex scenarios.

Career Milestones

• Award-Winning Excellence: Since being named Loan Originator of the Year in 2001, Mike has received numerous accolades for his performance, including national recognition in Forbes Magazine, Fortune Magazine, and Business First (Louisville).
• Leadership in Innovation: Mike was instrumental in transitioning Mortgage Warehouse from a broker to a lender, a move that introduced low-rate, no-closing-cost loan options. This led the company to earn endorsements from respected media figures and rank #1 nationwide for loan quality by Wells Fargo in 2021.
• Mentorship and Organizational Growth: Over his career, Mike has mentored more than 300 mortgage professionals and expanded operations into 16 major U.S. cities, showcasing his ability to elevate not just individuals but entire organizations.

A Holistic Approach to Financial Success

In addition to his mortgage expertise, Mike is an accredited investor and a master in personal finance, trained by best-selling author and financial expert Dave Ramsey in Franklin, TN. This unique combination allows Mike to offer clients a holistic approach—considering their entire financial picture when making mortgage decisions. By helping clients avoid costly mistakes, Mike ensures they achieve better long-term financial outcomes.

Financial advisors, attorneys, and real estate professionals frequently rely on Mike’s guidance for both their personal mortgage needs and those of their clients. They trust his advice, which is rooted in technical knowledge and a deep understanding of personal finance. His mortgage pricing is often praised as among the best in the industry, and his ability to navigate significant life events—such as divorces, relocations, retirement, or first-time home buying—sets him apart.

Credentials and Expertise

Mike holds mortgage licenses in Kentucky, Indiana, and Florida and is a Direct Endorsed Mortgage Loan Underwriter by the Federal Housing Administration. He has passed the National S.A.F.E. Mortgage Exam and multiple state-specific exams.

Results That Speak for Themselves

During the pandemic, Mike helped Mortgage Warehouse fund over $600 million locally, achieving unprecedented growth. In 2024, amid one of the most challenging markets in recent history, he set a company record for purchase loan volume and was again named Loan Originator of the Year.

A Legacy of Excellence

With over 25 years of experience and a proven track record of excellence, Mike helps everyone from first-time homebuyers to seasoned investors win with homeownership. He focuses on teaching the honest, excellent work required to own a home the right way. Known for having the heart of a teacher, Mike provides clear, common-sense advice that works in any market and has been trusted for decades.