Scott Riley

Scott Riley is a highly experienced mortgage lending professional and the founder of Mortgage Warehouse, a leading direct mortgage lender serving clients throughout Florida, Kentucky, and Indiana. With over 25 years of experience in the mortgage industry, Scott has helped thousands of homeowners secure competitive loan rates and financing solutions tailored to their needs.

A Proven Leader in Mortgage Lending

Scott launched Mortgage Warehouse in 2003, initially as a mortgage broker. In 2010, he strategically transitioned the company into a direct mortgage lender, allowing for better control over loan underwriting, loan processing, faster approvals, and lower costs for clients. Under his leadership, Mortgage Warehouse has been recognized multiple times by Business First as one of the Fastest Growing Privately Held Companies in Louisville (2009, 2010, 2013, 2014, 2017, and 2021).

Professional Background & Achievements

Before founding Mortgage Warehouse, Scott began his career as a civil engineer after earning a Bachelor of Science in Civil Engineering from the University of Evansville. In 1999, he transitioned into the mortgage industry, joining AmeriLoan Mortgage Corporation, where he quickly rose through the ranks. His outstanding performance earned him:

• Loan Originator of the Year (2000)
• Manager of the Year (2001 & 2002)
• Promotion to Vice President (2003)

With a strong foundation in engineering and finance, Scott brings a detail-oriented and analytical approach to mortgage lending, ensuring clients receive customized and cost-effective home loan solutions.

Trusted Mortgage Expert in Kentucky, Indiana, and Florida

Scott Riley holds mortgage loan originator licenses in Kentucky, Indiana, and Florida and has completed over 200 hours of mortgage licensing education. He has successfully passed the National S.A.F.E. mortgage exam along with state-specific exams, demonstrating his deep knowledge of lending regulations and best practices.

Commitment to Clients & Industry Excellence

Scott and the team at Mortgage Warehouse have successfully closed nearly $2 billion in loan volume, guiding first-time homebuyers, move-up buyers, second-home buyers, and investors through the mortgage process. With his deep financial expertise, Scott specializes in helping homeowners maximize savings through refinancing—whether by lowering monthly payments, securing better interest rates, or leveraging home equity responsibly to strengthen their financial future. His commitment to transparency, competitive mortgage rates, and outstanding customer service has made Mortgage Warehouse a trusted leader in the industry.

NMLS ID # 52331