The Mortgage Warehouse
  • Scott is a true professional. I have refinanced my mortgage twice with him and The Mortgage Warehouse. I found them to be very responsive, professional and quite easy to do business with.

  • Mike is the best mortgage professional I have ever dealt with. He permanently financed our dream home, and saved us thousands of dollars in other areas. We should never need another loan again for life.

  • Tom was absolutely the most honest and professional broker with whom I have ever spoken. He worked so hard to make a refinance happen for me and was, truly empathetic to my situation.

Thomas Cerbo


Thomas was the "Loan Officer of the Year" for 2006, 2007, 2008, 2009, 2010, and 2011 for Mortgage Warehouse. He currently holds the most individual company records and is the most tenured employee with Mortgage Warehouse, LLC.

Professional Experience

Thomas Cerbo has just less than 25 years of full time work experience. He worked for the Kroger Corporation for 25 years and retired from the company in 2004. In October of 2004, Thomas started working as a loan officer for Mortgage Warehouse in Louisville, Ky. His retail/customer service experience has enabled him to communicate very well in the mortgage industry and become very successful as a Senior Loan Officer. He currently leads all employees in awards and company records for Mortgage Warehouse.


Along with meeting all licensing requirements, Thomas has completed over 100 hours of continuing education in Kentucky and Indiana. Thomas graduated from Ballard High School in Louisville and attended the University of Louisville where he obtained his Bachelor's Degree from the School of Business. He graduated in May of 2000 making the Dean's list every semester.

NMLS ID # 43851

Loan Request

Follow Us

TMW Affiliations

hud va Click for the BBB Business Review of this Mortgage Brokers in Fort Myers FL
ehl mba bfff

Contact Us

Click Here For Directions
Mortgage Warehouse, LLC
2011 Lake Point Way, Suite 101, Louisville, KY 40223-4221
(502) 429-9040 Local (800) 924-9040 Toll Free,
(502) 244-4780 Fax
Find Us on Google Maps
NMLS Co. ID # 137154